Month: September 2011

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Cash advance at quick notice needed?

A cash advance from a short term loans company might not be your first choice when it comes to making ends meet at the end of an expensive month, but people are increasingly turning to these unsecured loans when they need to. Such cash loans are typically for sums between £75 and £750 and are given over a period of one month. The interest rates on them is usually in the region of 30 percent for that period. That means that, grossed up for the year, they would be more than 2,000 percent APR. However, the companies that make them are very clear that this is not their purpose. Clients are not encouraged to roll them over month after month. The money is supposed to be a one-off stopgap in hard times that gives them a chance to sort out their finances and, hopefully, not get into the same trouble again.

The typical borrower will usually be in work, since they require that you are earning at least £500 a month to ensure that you can repay them. Loans are only supposed to be for a month, repaid when you get paid, so it’s important to honour that and not let the loan go over – that’s when problems can occur and interest accrues.

The idea behind these companies is that you can borrow money quickly in times of need, when unexpected expenses push you over your overdraft limit. Loans should be agreed very quickly, often in minutes, though in some circumstances it might take a little longer.

Of course, 30 percent per month is more than you would expect to pay from other lenders, so it makes good financial sense to look everywhere you can for money before you resort to a cash advance from a payday lender. Unsecured loans can be found in a range of places, and if you just need a few extra quid to tide you over then another option might be better. Similarly, if you need a long-term loan lasting months or years, then these types of cash loans are not the answer for you. Check around all the possibilities you can: friends and family, banks (they may extend your overdraft) and so on. Even cash withdrawn on a credit card will be cheaper. But if you literally have no other option, then that is the purpose of a payday lender.

Please visit http://www.cashgenieloans.co.uk/ for further information about this topic.

http://www.cashgenieloans.co.uk/

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Hotel Jobs Dubai Has Plenty Of Choice

For job seekers today, the sky truly is the limit. No longer happy to settle down in the same old rut at home, more and more people are setting out to seek work abroad – and Asia Caterer has jobs on offer all across the spectrum of the leisure and tourism industry. Because of this company’s reach all across the Asian and Middle Eastern regions, job seekers can travel to the exact place where their particular skills are required. For hotel jobs dubai is often seen as the top prize: this playground of the rich and famous has the most prestigious hotel jobs Gulf countries can offer. Its gigantic and extravagant hotels mean that work in a star-quality setting is a very real possibility for young Brits looking for overseas jobs.  Meanwhile, for other hospitality jobs Singapore is very popular, offering hotel and bar jobs in more relaxed and subtle settings.

Many different types of hospitality workers choose to work abroad, rather than staying put. For instance, in the current financial young people may choose to work their way through gap years in new destinations where they can spend their days on beaches and their nights behind top-class bars – maybe even saving up some cash on the way! Meanwhile, these opportunities are also often taken up by hospitality professionals who want a change in their careers, a change of scene, or just a break from the normal routine. After all, Brits have always loved to run away to the sun and the waves. And with positions available everywhere from Israel to Vietnam, there’s a wide variety of experiences out there for those who love to travel and to work.

Although some of these jobs will ask for past hospitality or catering experience, there are hotels, bars and restaurants all over the world who will be happy to employ an enthusiastic, friendly native English speaker. When looking through the hotel jobs dubai has to offer you’ll often notice that fluent English is a much-requested skill, thanks to the large international community gathered in the region. And this cosmopolitan feel means that even for those holding low-level hotel jobs Gulf regions can be wonderfully glamorous. The hospitality jobs Singapore and other Far Eastern countries offer often include English fluency on their lists of desirable qualities as well, because of the strength of the tourist market in these countries. So it’s no wonder that there are more and more of British hospitality workers finding new positions in Asia and the Middle East all the time – and no wonder that employers are welcoming them with open arms.

Please visit http://www.asiacaterer.com/ for further information about this topic.

http://www.asiacaterer.com/

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